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Rent to Own Program
the fast path to home ownership

Who is this for?

Rent to Own is for anyone who deserves a house, but just cannot qualify traditionally. Far too many people are kept out of owning their own home by the banking and mortgage systems that are currently in place!! Finally you have discovered a solution to home ownership that doesn't involve secret methods or unbearable interest rates. If you are self employed, a commission sales person or someone who made a mistake years ago with their credit, Rent to Own puts you on to the fast path of Home Ownership!!

Being self employed banks can find you a risk. If the majority of your monthly paycheck comes from commission, the banks may not count it as steady income. Once someone has had a bankruptcy, a foreclosure or even a string of bad payment history on their credit they end up being shut out by the banks. Do you have to wait for some money due to a divorce, an inheritance, a lottery win?? The banks just don't care, it all comes down to your credit history and your current income. What's a good person to do? Rent until you have a huge downpayment saved in the very bank that wouldn't help you before?

STOP!!! If that was your only hope, you now have another option. With our Rent to Own program we are able to get into a home, and start your future now. Instead of being years away from owning your own home you could be in your own home within a few of months!! Does it sound like it couldn't be this easy? It can be!!

How does it work?

The easy explanation is you live in the very property that you will eventually own. Except each month part of your rent goes towards the downpayment on your home. In some circumstances to help you increase your downpayment faster and own your home outright quicker, we even match your extra payments! It's like FREE money. We do require a small deposit up front to show that you are serious about the deal and this deposit can be as little as $2000 to $3000 dollars but is generally about 5% of the property value.

The time it takes for you to get the down payment saved up allows you to stabilize your credit, build up your deposit, decide if the area is for you or allow you to receive money you may have been were waiting on. This time period could be as quick as six months, or even five year sif necessary, what ever it takes to help you out.

If this is enough time for you to get your credit all resolved or any other issues that may be facing you, you may now be ready to qualify for a new mortgage!! Or depending on the property, maybe you can simply qualify for the existing mortgage. If you need more time, we simply extend the arrangement for another year, or however long it takes to put you in the home you deserve.

How fast can you find my family a home?

The easy explanation is you live in the very property that you will eventually own. Except each month part of your rent goes towards the downpayment on your home. In some circumstances to help you increase your downpayment faster and own your home outright quicker, we even match your extra payments! It's like FREE money. We do require a small deposit up front to show that you are serious about the deal and this deposit can be as little as $2000 to $3000 dollars but is generally about 5% of the property value.

The time it takes for you to get the down payment saved up allows you to stabilize your credit, build up your deposit, decide if the area is for you or allow you to receive money you may have been were waiting on. This time period could be as quick as six months, or even five year sif necessary, what ever it takes to help you out.

If this is enough time for you to get your credit all resolved or any other issues that may be facing you, you may now be ready to qualify for a new mortgage!! Or depending on the property, maybe you can simply qualify for the existing mortgage. If you need more time, we simply extend the arrangement for another year, or however long it takes to put you in the home you deserve.